Skip to content

Welcome to Ohio Automobile Insurance Plan

The Ohio Automobile Insurance Plan (OAIP) provides automobile insurance to licensed drivers that are unable to purchase automobile insurance through Ohio’s voluntary market due to a variety of factors, such as driving history or first-time driver status. OAIP is an option for licensed drivers that can’t obtain auto insurance coverage elsewhere, and often charges the highest rates in the state.


What are the eligibility requirements for an applicant? Learn who is, and who isn’t eligible in this section.

Eligibility Requirements >>


Have questions? Answers for consumers, producers and insurers are just a click away…

FAQ >>



Register with AIPSO to view OAIP Manual.

More info